Telephone
01295 698600

Email
info@cherwellfs.co.uk

Ground Floor
Unit 15 Somerville Court
Trinity Way, Banbury Business Park
Adderbury, Oxfordshire
OX17 3SN

GET DIRECTIONS

Telephone
01295 698600

Email
info@cherwellfs.co.uk

Ground Floor
Unit 15 Somerville Court
Trinity Way, Banbury Business Park
Adderbury, Oxfordshire
OX17 3SN

GET DIRECTIONS
TAX

Here at Cherwell Financial Services we understand the consequences of not having your assets arranged in the most tax efficient way and as such as part of our investment process we discuss your current situation to ascertain if you have utilised your available allowances, and what other options you should consider:-

  • Capital Gains Tax (CGT)
  • Income Tax
  • Inheritance Tax
  • NISAs
  • VCTs
  • EIS
  • SEIS

DO YOU KNOW HOW
TO SAVE TAX EFFICIENTLY?

Capital Gains Tax (CGT)

Capital Gains Tax is a tax on the profit when you sell something (an ‘asset’) that’s increased in value.

However you only have to pay Capital Gains Tax on your total gains above an annual tax-free allowance.

LEARN MORE

Income Tax

Income Tax is a tax you pay on your income, above a certain threshold.

You don’t have to pay tax on all types of income.

LEARN MORE

IF YOUR ESTATE IS ABOVE
A CERTAIN LEVEL UPON YOUR DEATH,
THERE MAY BE TAX TO PAY

Inheritance Tax

When an individual dies, the property, money and other assets that they leave behind (minus any debts that have to be paid off) is known as their ‘estate’.

This estate is usually left to the friends and family of the person who has died and effectively becomes their inheritance.

LEARN MORE

NISA’s

From July 1 2014 all ISAs became New ISAs (NISAs).

This applies to all existing ISAs and new accounts that were opened after 1 July.

LEARN MORE

THERE ARE CERTAIN INVESTMENTS
THAT CAN HELP REDUCE
THE AMOUNT OF TAX YOU PAY

Venture Capital Trusts

Venture Capital Trusts invest in smaller companies.

They’re fast growing and forward thinking, and are one of the engines of growth in the UK economy.

LEARN MORE

Enterprise Investment Scheme

Enterprise Investment Schemes invest in smaller companies.

The UK government introduced the Enterprise Investment Scheme (EIS) in 1994 to encourage investment in smaller companies.

LEARN MORE

SEIS IS TARGETED AT
SOURCING INVESTMENT IN
EARLY-STAGE COMPANIES

Seed Enterprise Investment Scheme

 SEIS was revealed as a concept in parliament in 2011, as the start-up sector was identified as critical to Britain’s attempt at economic recovery in the wake of the global recession. It was then implemented officially in April 2012 and was confirmed as a permanent piece of legislation a year later.

LEARN MORE

Cherwell Financial Services Ltd is directly authorised and regulated by the Financial Conduct Authority. Registered Office Ground Floor, Unit 15 Somerville Court, Trinity Way, Banbury Business Park, Adderbury, Oxfordshire, OX17 3SN. The Financial Conduct Authority does not regulate taxation advice and trust advice, university/school fees planning and some aspects of commercial mortgages and buy to let mortgages. We are entered on the Financial Services Register no 624548 at "https://register.fca.org.uk"

Registered in England. No. 08566532. Registered address as above.

©Cherwell 2026