Telephone
01295 698600

Email
info@cherwellfs.co.uk

Ground Floor
Unit 15 Somerville Court
Trinity Way, Banbury Business Park
Adderbury, Oxfordshire
OX17 3SN

GET DIRECTIONS

Telephone
01295 698600

Email
info@cherwellfs.co.uk

Ground Floor
Unit 15 Somerville Court
Trinity Way, Banbury Business Park
Adderbury, Oxfordshire
OX17 3SN

GET DIRECTIONS
Retirement

There are two phases to consider when looking at retirement:-

Pensions and Accumulation – Funds built up over your working life, to provide for you when you retire.

Pensions and Retirement Planning – Funds that have been built up during your working life used to support you in retirement, in the form of Annuities, Income Drawdown and Phased Retirement.

Cherwell Financial Services can support you in both these phases.

YOUR STATE PENSION
MAY NOT BE ENOUGH TO
COVER YOUR NEEDS

PENSIONS AND ACCUMULATION

How does a Pension work and how much will I need?

A pension is basically a long-term savings plan with tax relief. Your pension contributions are invested so that they grow during your working life and then provide you with a source of income when you retire. Your state pension, whilst giving you a basis for your retirement fund may not be enough to cover your needs.

LEARN MORE

PENSIONS AND RETIREMENT PLANNING

Once you reach the stage where you’re considering drawing upon your retirement funds to provide an income, expert financial advice becomes ever more important. Many of the choices you make at this time will affect your lifestyle so you need to make sure they’re right.

LEARN MORE

Cherwell Financial Services Ltd is directly authorised and regulated by the Financial Conduct Authority. Registered Office Ground Floor, Unit 15 Somerville Court, Trinity Way, Banbury Business Park, Adderbury, Oxfordshire, OX17 3SN. The Financial Conduct Authority does not regulate taxation advice and trust advice, university/school fees planning and some aspects of commercial mortgages and buy to let mortgages. We are entered on the Financial Services Register no 624548 at "https://register.fca.org.uk"

Registered in England. No. 08566532. Registered address as above.

©Cherwell 2026